07 3184 6870
admin@rivercityfp.com.au
CLICK TO CALL - 07 3184 6870
START TODAY

Straight-Forward, Honest Financial Planning Advice

At River City Financial Planning, we strive to understand what matters to you most so that we can ensure your retirement strategy is practical and rewarding. Our loyalty is to you, not anyone else.

Learn More
The experienced team of financial planning consultants at River City Financial Planning, dedicated to helping clients achieve financial security

About Us

We are an independent Brisbane-based financial planning firm that specialises in retirement planning, with over 50 years of combined industry experience. We are proud to be known for helping our clients the right way – with transparency, integrity, and care. It is this reputation that draws people – from all over Australia – to turn to us for guidance.

At the heart of our practice is a genuine commitment to your financial wellbeing. We always take the time to understand your values, goals, and concerns so that we can help you make informed decisions based on your unique circumstances.

We are not owned by any banks, large institutions, investment houses, or super funds. That means there are no hidden agendas – just clear, honest advice from experienced professionals who are dedicated to putting your interests first.

At River City Financial Planning, you will get straight answers, personalised strategies, and a team who is here to help you make confident decisions about your future.

Our commitment

Get to Know Our Team

Garth Collingwood - River City Financial Planning

Garth Collingwood

Financial Planner

Garth founded River City Financial Planning, and has been helping clients make smart, informed decisions about their retirement since 2004. His honest, straight-up approach and extensive industry experience has made him a highly sought-after retirement planner in Brisbane and across Australia.

Learn more
Cassandra Pearson - River City Financial Planning

Cassandra Pearson

Financial Planner

Cassie has worked in the financial planning industry since 2010, and has been advising clients since 2016. As a Certified Financial Planner® with experience in both Australia and overseas, she brings a broad perspective to her work, along with a deep understanding of defined benefit super and retirement planning.

Learn more
Melanie Carlisle - River City Financial Planning

Melanie Carlisle

Practice Manager

With two decades of experience in the financial planning industry, Mel is the heart of our team. She has worked alongside Garth since 2009, and keeps the practice running smoothly while always putting clients first. Whether it’s providing behind-the-scenes support or offering a helping hand during key transitions, Mel ensures everything runs with care and precision.

Learn more
Lachlan Cullen-Ward - River City Financial Planning

Lachlan Cullen-Ward

Associate

Lachie joined River City Financial Planning in 2022. His support is integral to all aspects of the advice process; his enthusiasm for helping clients, strong technical and investment knowledge, and attention to detail make him a valuable member of the team.

Learn more

Are We the Best Financial Planners for You?

Our clients value:

N

Straight-forward, honest financial advice without the jargon

N

A personalised approach to planning your retirement

N

A financial planning team that always puts your best interests first

We might not be the right fit if:

M

You’re seeking the cheapest possible financial advice. By contrast, our focus is on quality, care, and advice we’d confidently give to our own friends and family.

M

You prefer a DIY approach and minimal professional involvement. We prefer to provide comprehensive, coordinated advice rather than piecemeal adjustments.

M

You’re comfortable with offshore outsourcing to cut costs. By contrast, we keep our entire team Australia-based because we believe trust and accountability matter.

We are not trying to be everything to everyone, but if you are looking for a thoughtful, transparent approach to retirement planning, there is a good chance that we will work well together.

<br /> A financial consultant at River City Financial Planning discussing retirement strategies with a client

We have had the privilege of having Garth and his team as our advisers for many years and have never been disappointed.  A truly professional company with a wonderful personal touch coupled with efficiency and an integrity which is hard to come by today.

– Sian F

My wife and I first met with Garth a few years ago and were impressed. We came back again recently for more financial planning advice and were equally impressed. Garth combines professional expertise with the ability to clearly explain how things work and the options available.

– Philip S

Again visited the team at River City Financial Planning for an update of financial options. We were again pleasantly surprised at the planning that Garth and his team had done to meet our requirements. The options provided were extensive and far reaching. This made it easy for us to continue our engagement of River City for our future financial needs.

– Judith B

Garth was just brilliant. He took the time to listen to us and explained options we hadn’t even considered. We went in with very basic financial knowledge and came away feeling empowered and positive about our future. Garth and the whole team provide friendly, generous and professional customer service. Highly recommend!

– Paula and Heath B

This was the first time I had ever engaged with a financial planning firm and it was truly an incredibly easy but thought provoking experience. Garth and the team made the strategies simple for me to understand and really took the time to explore my objectives before providing solutions. I have every confidence that with the plans in place now, I will be significantly better off.

– Glen M

Garth is an exceptional financial advisor. Very knowledgeable and importantly, able to explain things is terms that are easy to understand and apply. Provides clear, succinct and un-biased information. I highly recommend him and River City Financial Planning.

– Kate B

Garth was recommended to me by a work colleague. He was helpful, knowledgeable, and informative, and kept the discussion to easy to understand terms, even for a lay person. There was no jargon, no sales pitch or upsell. I’ve now been given pre-retirement options that I didn’t know existed. I’ll happily be recommending Garth and RCFP to friends and colleagues.

– Adrian G

Garth was extremely helpful in providing me with assistance in financial planning advice. He was down-to-earth yet extremely professional and knowledgeable. He consistently checked with me on my needs and worked to come up with strategies that matched appropriately. He explained everything in an easy to understand way and gave me confidence about the plan moving forward. I would highly recommend!

– Denae Jane

Always informative, explaining financial and investment matters in plain language and showing charts, graphs and trends on a screen and whiteboard, Garth has been my Financial Planner for many years.

– Ross H

Secure Your Financial Future with Trusted Financial Planners

We provide personalised advice so that you can make clear, informed decisions about your financial future – no matter where you are starting from. Speak with an experienced financial planner today to start your journey towards financial peace of mind in retirement.

GET IN TOUCH